To help your loan application go through as quickly as possible, please bring the following items to your appointment.
Income Verification:
Last 2 years' W-2s.
Payroll stubs for most recent month
(Must be computer generated, contain name or SS #, gross salary, length
of pay period and year-to-date salary.)
Contact person and phone number of employer(s)
Funds Verification:
Last months' bank statements on all accounts or photocopy of
passbook, etc.
Stock or securities statements, statement
showing 3-month history.
Property Information:
Broker data sheet
Photo of front of property
Offer to purchase or construction contract
Special Situations:
Self-employed or paid on commission? Please bring complete copies of your federal tax returns and W-2's (if commissioned) for the last two years. Include corporate or partnership returns, if applicable, for your business.
Child Support, Separate Maintenance or Alimony:
If you make monthly payments, this will be included as a debt. Please bring a copy of the final divorce decree.
Bankruptcy:
If you have had a bankruptcy in the last seven years, please bring a copy of the discharge and all schedules.
